Health Insurance Requirement
All students attending Berea College are required to carry health insurance. Students who have insurance through a group health plan of a parent(s) or under a parent's individual health insurance plan are not required to carry health insurance through the College if the student is under the age of 26. The College will continue to offer its student health insurance plan to international students and to students outside of Kentucky whose insurance coverage cannot be used outside of their state. See College Insurance Plan and Plan Year.
For students eligible for the College policy, the insurance premium is part of the Student Expense budget and reflected there as a fee. Students’ dependents may be added to the College plan at an additional premium.
Under the College policy, benefits and exclusions are explained in a brochure sent to each student along with an insurance card each term. This card must be presented when seeking medical care, other than at Student Health Services, such as at an emergency room or a specialist’s office. Students are responsible for submitting claim forms.